who we partner with - high net worth families
Generational Wealth Requires Generational Thinking.
a family office approach -
Designed for High-Net-Worth Families Who...
Have a financial life that spans multiple accounts, entities, trusts, and professionals — and suspect not all of it is working together
Need coordination across estate planning, tax strategy, insurance, and philanthropic goals — with one team overseeing all of it
Are thinking about how to transfer wealth to the next generation in a way that’s tax-efficient, intentional, and free of unnecessary conflict
Value discretion, direct access, and a relationship that evolves as their family’s needs change
We serve as your strategic partner, bringing deep expertise, careful stewardship, and long-term perspective to help your family thrive across generations.
the decisions in front of you
Fragmented Advisory Relationships
You have an attorney, a CPA, an insurance agent, and maybe a legacy broker or two. They’re all competent individually. But nobody is sitting at the center making sure their work connects. Decisions get made in silos, recommendations conflict, and the gaps between your advisors are where money quietly gets lost.
Your Portfolio Has Grown — But Has It Evolved?
Multiple managers, multiple accounts, multiple asset classes — on the surface it looks diversified. But are you holding overlapping positions? Paying redundant fees to advisors who don’t talk to each other? Missing tax-loss harvesting opportunities because nobody sees the full picture? And beyond the coordination gaps, there’s a bigger question: has anyone with real expertise in alternative investments — private markets, pre-IPO opportunities, venture-backed companies — ever sat down with you and shown you what your portfolio might be missing?
Your Estate Plan Was Built for a Simpler Financial Life
Your trusts were drafted years ago. The tax code has changed. Your family has changed. Your net worth has changed. But the documents sitting in your attorney’s office still reflect the version of your life that existed when they were signed. An outdated estate plan isn’t just inefficient — it’s a risk to the people you’re trying to protect.
Your Tax Strategy Is Reactive Instead of Proactive
Every year your CPA files what already happened. But who is making forward-looking recommendations — timing capital gains, accelerating deductions, evaluating Roth conversions, coordinating across trusts and taxable accounts — before December 31st? At your level of wealth, the difference between reactive and proactive tax planning compounds into real money over time.
The Next Generation Isn't Ready — And Nobody's Talking About It
You’ve built something significant. But whether your children or grandchildren are prepared to manage, protect, and grow that wealth is a question most families avoid until it’s too late. It’s not just about trusts and structures — it’s about values, education, and having the right conversations before a transition happens.
You Want to Give Meaningfully — But the Options Are Overwhelming
Donor-advised funds, charitable remainder trusts, private foundations, direct giving — the vehicles exist, but nobody has walked you through which structure aligns best with your tax picture, your timeline, and your philanthropic goals. The intent is there. The strategy behind it isn’t.
How We Partner With You
Comprehensive Wealth Coordination
We serve as the central point of coordination for your entire financial life — the quarterback your advisory team has been missing. Portfolio Management, alternative assets, estate documents, insurance policies, tax strategy, and philanthropic plans are all reviewed, aligned, and managed against one unified set of goals. We work with your existing professionals — or connect you with ours — to make sure every piece of your financial life points in the same direction.
Estate & Trust Strategy
We work alongside your attorney to review and optimize your trust structures, gifting strategies, and beneficiary designations — making sure your estate plan reflects the current tax landscape, your evolving family dynamics, and the actual wealth you hold today. If your documents are outdated, we flag it. If your structure needs to change, we coordinate the update.
Multi-Generational Planning
We help families prepare the next generation — not just through trusts and legal structures, but through education, governance frameworks, and intentional conversations about values, responsibility, and stewardship. The goal isn’t control. It’s making sure the people who inherit your wealth are equipped to protect and grow it.
Tax-Aware Investment Management
Every portfolio decision is made in the context of your household’s full tax picture. We coordinate across taxable accounts, retirement accounts, trusts, and charitable vehicles to minimize drag and maximize after-tax returns.
Philanthropic Planning
We help you give with intention and efficiency — structuring donor-advised funds, charitable remainder trusts, or private foundations that align with your values and your tax strategy.
Insurance & Risk Review
We evaluate your life, disability, umbrella, and long-term care coverage in the context of your full balance sheet — not just a generic recommendation. If there’s a gap, we identify it. If there’s waste, we flag it.
Why High-Net-Worth Families Trust Us
Family Office Approach Without the Overhead
You get the coordination, access, and attention of a dedicated family office-style wealth management firm — the full-picture oversight, the proactive planning, the single point of accountability — without the seven-figure cost of building one yourself.
Quarterback Mentality
We coordinate across your attorney, CPA, insurance carriers, and any other professionals in your financial life. We work with your existing team or connect you with ours. Either way, one strategy drives every decision.
Discretion and Continuity
Your relationship isn't with a call center or a rotating cast of junior associates. It's with a team that knows your family, your goals, and your history — and will be here for the next chapter.
One Team. Full Picture.
Most firms manage a portfolio. We manage your financial life — investments, tax strategy, retirement plan, estate documents, insurance coverage, and cash flow coordination. Every piece is connected because one team oversees all of it.
Multi-Entity Firm. Single Point of Coordination
Our firm spans a registered investment advisor, a broker-dealer, an insurance practice, and fund management. That means we can execute across capabilities that most advisory firms have to outsource — and you deal with one team instead of four.
Fiduciary Standard
Our wealth management practice is required to act in your best interest. When we recommend an investment — public or private — it's because we believe it belongs in your portfolio based on your goals, your risk profile, and your full financial picture.
FREquently asked questions
What is a family office, and do I need one?
A family office is a dedicated team — or firm — that manages all financial affairs for a high-net-worth family: investments, tax strategy, estate planning, insurance, philanthropy, bill pay, and sometimes lifestyle management. A full single-family office typically requires $50 million or more in assets to justify the overhead of an in-house staff. Most families don’t need to build one from scratch. What they need is the coordination, oversight, and proactive planning that a family office provides — without the cost. At TSG Invest, we deliver a family office-level approach to wealth management through our Private Wealth program: one team coordinating across your investments, estate documents, tax strategy, insurance, and philanthropic goals, working alongside your existing professionals or connecting you with ours.
How often should I update my estate plan?
At minimum, every three to five years — or whenever there’s a major life event such as a birth, death, marriage, divorce, significant change in net worth, or a move to a different state. Changes in federal or state tax law can also make an existing estate plan inefficient or outdated. The most common issue we see is families whose trusts, beneficiary designations, and gifting strategies were drafted for a financial picture that no longer exists. We proactively flag when your estate documents may need attention and coordinate the review with your attorney so your plan always reflects your current wealth, your current wishes, and the current tax landscape.
How do I prepare my children to manage inherited wealth?
It starts much earlier than most families expect — and it goes beyond legal structures. Trusts and beneficiary designations protect assets, but they don’t teach financial responsibility, decision-making, or stewardship. We help families build governance frameworks, introduce next-generation members to financial concepts at age-appropriate levels, and create intentional opportunities for conversations about values, giving, and long-term thinking. For families with significant wealth, we also help structure trusts with incentive provisions — milestones tied to education, career, or community involvement — that encourage responsibility without being punitive. The goal isn’t control. It’s preparation.
What's the most tax-efficient way to make a large charitable gift?
It depends on the asset you’re giving and your overall tax picture. Donating highly appreciated stock directly to a donor-advised fund or charitable remainder trust can eliminate the capital gains tax on those shares while generating a meaningful income tax deduction. For families considering larger or ongoing gifts, a private foundation or charitable lead trust may offer more control and multi-generational impact. The right structure depends on the size of the gift, your income, your estate plan, and your philanthropic timeline. We model the options based on your specific situation and coordinate with your CPA and estate attorney to find the vehicle that maximizes both the impact of your generosity and the efficiency of your tax position.
Can you work with my existing attorney and CPA?
Absolutely Your attorney and CPA know your history, and we have no interest in replacing relationships that are working. We sit at the center and coordinate across your full advisory team so that your investment strategy, tax plan, estate documents, and insurance coverage all point in the same direction. We communicate directly with your professionals, flag issues proactively, and make sure recommendations from one advisor don’t create unintended consequences with another. If you don’t currently have an attorney or CPA you trust, we can connect you with professionals we work with regularly.
What is the difference between a financial advisor and a wealth manager for high-net-worth families?
A financial advisor typically manages an investment portfolio. A wealth manager for high-net-worth families coordinates across the entire financial picture — investments, estate planning, tax strategy, insurance, philanthropic planning, and multi-generational wealth transfer. The distinction matters because at a certain level of wealth, a portfolio is just one piece of a much larger puzzle. If your advisor isn’t asking about your trusts, your tax exposure, your insurance coverage, and your family’s long-term goals — they’re only managing a fraction of what actually matters. At TSG Invest, wealth management means one team overseeing all of it.
How much money do you need for a family office approach to wealth management?
A traditional single-family office typically requires $50 million or more in investable assets to justify the staffing, infrastructure, and overhead. But the planning, coordination, and oversight that make a family office valuable shouldn’t require that threshold. At TSG Invest, our Private Wealth program delivers family office-level service — comprehensive coordination across investments, estate, tax, insurance, and philanthropy — for high-net-worth families who want that depth of attention without building an in-house team. If your financial life is complex enough that no single advisor can see the whole picture, you’re a fit for this approach regardless of a specific asset minimum.